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Social Security Filing Strategies for Surviving Spouses

Social Security Poster: old man (Photo credit: Wikipedia) There are a couple of strategies for Social Security filing that surviving spouses can use to maximize benefits throughout their lifetimes....

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Survivor Benefits Do Not Affect Your Own Benefits (and vice versa)

I’m a Survivor (Photo credit: FotoRita [Allstar maniac])I’ve had a few questions about this topic over the past several weeks, so I thought I’d run through a few examples and explain it. When you have...

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Windfall Elimination Provision May Impact Spousal Benefits but not Survivor...

When your Social Security retirement benefit is subject to the Windfall Elimination Provision (WEP), you’re likely painfully aware of the reduction to your own benefit by this provision. What you may...

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8 Questions: Social Security Survivor Benefits

Photo courtesy of Patrik Goethe on unsplash.com In this previous article we addressed some of the most common questions about Social Security Spousal Benefits. Keeping with the theme of developing FAQ...

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7 Questions About Divorcee Social Security Benefits

Photo courtesy of Gabriel Santiago on unsplash.com Included in the myriad of questions that I regularly receive from readers are questions about how a divorced person can collect benefits based upon...

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Social Security Survivor Benefit Coordination

If you’re a widow or widower and you are eligible for Social Security Survivor’s Benefits based on your late spouse’s record, you may have some timing decisions to make that could significantly affect...

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Interaction of Survivor Benefits with Your Own Benefits

Social Security Survivor Benefits can be a critical lifeline for surviving spouses. The interaction of survivor benefits with your own benefits can be a bit confusing though. Does starting to receive...

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Social Security Survivor Benefits

The Social Security system has provisions for taking care of surviving spouses of workers who have earned credits under the system.  There are two particular benefits that you should be aware of – a...

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Are you leaving Social Security benefits on the table?

It happens more often than you think. Without a good understanding of the rules, you might make a move that results in leaving Social Security benefits on the table. There are a couple of ways this...

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Should I Use IRA Funds or Social Security at Age 62?

Image via Wikipedia Folks who have retired or are preparing to retire before the Social Security Full Retirement Age (FRA) face a dilemma if they have IRA assets available. Specifically, is it better...

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